Health Insurance

The Future of Health Insurance: AI, Personalized Plans, and What’s Coming Next

Health insurance isn’t exactly known for being exciting—but that’s changing. With AI, wearable tech, and personalized plans, the way we get and use health coverage is evolving fast. Here’s what the future of health insurance might look like—and how it could actually work for you instead of feeling like a confusing maze of paperwork. 1. AI is […]

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Does Your Health Insurance Cover Mental Health? What You Need to Know

Mental health is just as important as physical health—but does your insurance see it that way? If you’ve ever wondered whether therapy, counseling, or psychiatric care is covered, you’re not alone. Many people assume their health plan includes mental health benefits, only to find surprises when they need care. Let’s break down what you should

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5 Common Health Insurance Mistakes (And How to Avoid Them)

Health insurance can be confusing—and one wrong move could cost you hundreds (or even thousands) of dollars. Whether you’re picking a new plan or using your current coverage, many people make the same avoidable mistakes. Here are five common health insurance slip-ups and how to dodge them: 1. Picking the Cheapest Plan Without Checking Coverage The Mistake: Going for

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Private vs. Employer-Sponsored Health Insurance: Which is Right for You?

Choosing the right health insurance can feel overwhelming—especially when you’re weighing private plans against employer-sponsored coverage. Both have pros and cons, and the best choice depends on your needs, budget, and lifestyle. Let’s break it down in simple terms so you can decide what works best for you. 1. Employer-Sponsored Health Insurance: The Convenience Factor

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Can a new President make health policy changes on ‘Day One?’

In this article How can a President start making changes on ‘Day One?’ How quickly can a President make policy changes through federal rulemaking? What types of policy changes are possible via rulemaking? Is it possible to overturn a predecessor’s rule quickly? How can one-party control of the White House and Congress speed policy changes?

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Finalized federal rule reduces total duration of short-term health plans to 4 months

A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor in March 2024, has imposed new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – limits new STLDI plans to three-month

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