March 28, 2025

Proposed rule would bring sweeping changes to Marketplace enrollment, eligibility

In this article Open enrollment period would be shortened in all states Rule would eliminate the low-income special enrollment period Rule would eliminate enrollees’ ability to auto-renew $0-premium coverage Maximum out-of-pocket limits would increase for 2026 plans Rule would require additional documentation for enrollment and subsidy eligibility Additional rule changes A proposed federal rule issued […]

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Domestic partner health insurance: a coverage option for unmarried couples

In this article What is a domestic partnership? Which states recognize domestic partnerships? Are domestic partner health benefits the same for same-sex and opposite-sex couples? Do Marketplace plans offer domestic partnership health insurance benefits? Is my employer required to provide domestic partner health insurance? How do I add my domestic partner to my health insurance?

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Can a new President make health policy changes on ‘Day One?’

In this article How can a President start making changes on ‘Day One?’ How quickly can a President make policy changes through federal rulemaking? What types of policy changes are possible via rulemaking? Is it possible to overturn a predecessor’s rule quickly? How can one-party control of the White House and Congress speed policy changes?

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Finalized federal rule reduces total duration of short-term health plans to 4 months

A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor in March 2024, has imposed new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – limits new STLDI plans to three-month

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Italy’s No. 2 Insurer Unipol Aims to Boost Bank Distribution Channel

Unipol, Italy’s second-largest insurance company, is making a big move to strengthen its presence in the banking sector. The company is ramping up efforts to distribute insurance products through banks, a strategy that could reshape how Italians buy coverage. Why Is Unipol Doing This? Insurance companies have long relied on agents and brokers to sell

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How to Keep Your Pipes from Freezing This Winter (And What to Do If They Do)

Freezing temperatures can be a nightmare for homeowners, especially when it comes to plumbing. If water freezes inside your pipes, you could end up without running water—or worse, a burst pipe and water damage. Why Pipes Freeze Several things can make pipes more likely to freeze, including sudden temperature drops, poor insulation, little or no

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Infographic: What to Do If You Encounter a Deer on the Road

Oh Deer! Each year, around 2.1 million deer-vehicle collisions occur, leading to approximately 59,000 human injuries and 440 deaths, according to CNN. These accidents can be costly, with vehicle repairs averaging around $5,600. In the infographic below, we highlight five quick tips to help prevent collisions and minimize damage if a crash is unavoidable. Keep

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Simple Ways to Protect Your Business from Cyberattacks

Every October, National Cyber Security Awareness Month reminds us how important it is to stay safe online—both at home and in the workplace. Since this initiative started in 2003, the number of internet users worldwide has exploded from around 700 million to more than 3.5 billion. Unfortunately, not all of those users have good intentions.

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